Answers

Where is the best place / rate to get a 100% mortgage for a 2 bed flat in London?

I have a good guarantor (my Dad) and i have been offered rate of 6.45% fixed for 2 years on a mortgage of £260k at 6 times income with Salary of £2,200 pm and rental from a room at £600 pm. So I can just afford it, at the moment, and I am due for a promotion in 10 months with a £12k pa increase. Is this a good rate or could I get better, and if so what?